Making the Most of Your Home Sale: Financial Opportunities to Consider
Selling a home is a major milestone, and knowing what to do with the proceeds is just as important as the sale itself. Getting professional advice after home sale can help you reduce tax, boost your super, and make informed decisions about your next steps. At MLS Financial in Penrith, we’ve been helping clients for […]
The True Value of a Financial Adviser: More Than Just Investments
When people think about financial advice, often the first thing that comes to mind is which shares to buy, which funds to pick, or market timing. But according to recent research, these are among the least valuable services advisers provide. At MLS Financial in Penrith, we believe the greatest value comes from guiding behaviour, helping […]
First Home Super Saver Scheme: Boost Your First Home Deposit Using Superannuation
Buying your first home can feel out of reach, especially with rising property prices in and around Penrith. The First Home Super Saver (FHSS) Scheme is designed to help you save for your first property faster by using the tax advantages of your superannuation fund. At MLS Financial in Penrith, we work with first home […]
What to Expect from a Financial Planner When Applying for the Age Pension.
Applying for the Age Pension Applying for the Age Pension can be an overwhelming process — one filled with paperwork, eligibility tests, and confusing Centrelink language. But you don’t have to navigate it alone. At MLS Financial in Penrith, we regularly support clients in Penrith and Western Sydney through the Age Pension application process, ensuring […]
What Is a Transition to Retirement Income Swap Strategy?
Planning for Retirement While You’re Still Working? Explore the benefit of an Income Swap Strategy. A Transition to Retirement Income Swap Strategy may help boost retirement savings — without sacrificing current income or lifestyle. At MLS Financial in Penrith, we often recommend this powerful strategy for clients in Penrith who are still working but getting […]
Retirement Planning doesn’t happen overnight.
Estimated reading time: 3 minutes Retirement Doesn’t Happen Overnight — And Neither Should Your Planning If you’ve ever found yourself wondering “When should I talk to someone about retirement?” — you’re not alone. At MLS Financial in Penrith, we regularly speak with people across Penrith who are unsure when to seek retirement advice. Some think […]
What Is a Self-Funded Retirement — And How Do You Plan for It?
Estimated reading time: 4 minutes More Australians Are Planning to Self-Fund Their Retirement in Penrith For many Australians, the traditional retirement model involved relying heavily on the Age Pension. But as superannuation balances grow and financial awareness increases, more people are choosing — or needing — to self-fund their retirement in Penrith. So, what exactly […]
Dollar Cost Averaging
What is a dollar cost averaging strategy and how to effectively use it.
How will I benefit from Stage 3 tax cuts
Have you got the right plan in place to benefit from the Stage 3 Tax cuts?
Investing Insights: Active or Passive Investment Management
Exploring the key differences between active and passive investment management